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Global Financial Development Report 2019 / 2020: Bank Regulation and Supervision a Decade after the Global Financial Crisis

Main Messages

  • Developing countries have increased their minimum capital requirements to help curb risks, but greater information disclosure and supervisory capacity are needed.
  • Effective regulation and supervision need to harness the power of market discipline to curb excessive risk-taking by private parties.
  • Bank regulations need to be compatible with incentives, but designing and enforcing such regulations are complex tasks.
  • Less complex regulations may mean more effective enforcement by supervisors and better monitoring by stakeholders.
  • Globalization and technological change are important trends that make it even more challenging to provide effective oversight of banks.

Read the complete messages in the Overview

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