The assignment will be structured around the following key tasks:Task 1: Baseline Assessment per Country* Map existing IT infrastructure and relevant platforms:o E-invoicing systems (where available);o Tax administration and financial reporting systems;o Commercial registries and payment data ecosystems.* Assess:o Degree of digitalization in B2B invoicing;o Legal and regulatory status of electronic invoices as financial assets;o Role of financial institutions in factoring and short-term finance.* Identify existing invoice trading or supply chain finance platforms (if any) and assess:o Ownership; usage; scale; and technical architecture;o Integration capabilities with third-party systems;o Level of trust and perceived neutrality among users.Task 2: Market and User Needs Assessment* Conduct stakeholder interviews (banks; factoring companies; chambers of commerce; SMEs; fintechs; regulators) to:o Gauge demand for invoice trading platforms;o Identify key design requirements and interoperability concerns;o Assess capacity for digital onboarding and adoption among SMEs.Task 3: Identification of Key Gaps and Constraints* Identify:o Legal barriers to electronic invoice assignment and trading;o Technical limitations (e.g.; lack of standardized APIs; absence of digital identity infrastructure);o Trust barriers or conflicting commercial incentives;o Gaps in data privacy; cybersecurity; and authentication protocols.Task 4: Strategic Options and Cost-Benefit Assessment* Compare models for platform development:o National public platform vs. private-regulated marketplace;o Hybrid models or regional solutions (cross-border or shared back-end);o One centralized platform per country vs. multi-node interoperable systems.* Assess the cost-effectiveness and sustainability of each model in light of:o Country size; transaction volumes; and market depth;o Existing digital public infrastructure;o Willingness of banks and alternative financiers to participate.Task 5: Roadmap Development per CountryEach country-specific roadmap (Task 5) should provide a clear; actionable strategy for the development or enhancement of national invoice trading platforms. This includes:- A recommended implementation model (e.g.; building a new platform; adapting an existing system; or integrating with regional or private solutions);- Clear institutional arrangements; including proposed ownership; governance structures; and operator responsibilities;- Legal and regulatory changes required to enable invoice trading; including the treatment of e-invoices as assignable financial assets;- Detailed technical requirements such as API standards; user interfaces; e-identification systems; interoperability protocols; and audit trails;- A phased implementation plan with a realistic timeline; resource needs (cost estimates; public-private funding options; donor support); and delineation of roles among key stakeholders;- Key milestones; risks; and monitoring indicators to track progress and ensure accountability during implementation.