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Disclaimer and Terms of Use: National Money Laundering and Terrorist Financing Risk Assessment Toolkit

The National Money Laundering/Terrorist Financing Risk Assessment (NRA) Toolkit has been developed by World Bank Group (WBG) staff members to support WBG client countries and jurisdictions in self-assessing their money laundering and terrorist financing risks. The NRA Toolkit contains guidance manuals; Excel worksheets and the formulas therein; PowerPoint presentations; and any other materials provided as part of the NRA Toolkit. Jurisdictions are advised to use the NRA Toolkit with technical assistance from the WBG to ensure proper application.

The NRA Toolkit is supplied in good faith and is based on certain factors, assumptions, and expert opinions that the WBG may in its absolute discretion have considered appropriate at the time the toolkit was developed. Even if being done through the NRA Toolkit, an NRA is conducted as a self-assessment by a jurisdiction and not by the WBG staff. The user is responsible for any data, statistics, and other information put into the various NRA Toolkit templates, as well as for any interpretation and conclusion based on the results of the NRA Toolkit.

The WBG provides the NRA Toolkit as is and disclaims all warranties, oral or written, express or implied. That disclaimer includes without limitation a warranty of the fitness for a particular purpose or noninfringement or accuracy, completeness, quality, timeliness, reliability, performance, or continued availability of the NRA Toolkit as a self-assessment tool. The WBG does not represent that the NRA Toolkit or any information or results derived from the NRA Toolkit are accurate or complete or applicable to a user’s circumstances and accepts no liability in relation thereto. The WBG shall not have any liability for errors, omissions, or interruptions of the NRA Toolkit.

The WBG will not be responsible or liable to users of the NRA Toolkit or to any other party for any information or results derived from using the NRA Toolkit for any business or policy decisions made in connection with such usage. Without limiting the foregoing, in no event shall the WBG be liable for any lost profits—direct, indirect, special, incidental, or consequential—or any exemplary damages arising in connection with use of the NRA Toolkit, even if notified of the possibility thereof. By using the NRA Toolkit, the user acknowledges and agrees that such usage is at the user’s sole risk and responsibility.

The NRA Toolkit does not constitute legal or other professional advice, but in particular it does not constitute any official interpretation of these Financial Action Task Force (FATF) documents: FATF 40 Recommendations and Methodology for Assessing Technical Compliance with the FATF Recommendations and the Effectiveness of AML/CFT Systems. The WBG shall not be responsible for any adverse findings, ratings, or criticisms from the FATF or FATF-style regional bodies arising from use of the NRA Toolkit.

Nothing herein shall constitute or be considered a limitation on or a waiver of the privileges and immunities of the International Bank for Reconstruction and Development, which are specifically reserved.