Adrian, Senior Economist, joined Doing Business in February 2012. Previously, Adrian was a Lead Researcher at The Microfinance Information Exchange (MIX). His research focused on topics related to financial access and microfinance, including risk and portfolio quality, efficiency, depth of outreach, sustainability, interest rates, social performance, and governability. Prior to joining MIX, he was a Researcher at The Rural Finance Program of The Ohio State University (OSU), where he worked on financial access, poverty reduction, and development issues in Latin America. Adrian received his Ph.D. in finance and development from the Development Economics Program at The Ohio State University, as well as a Master of Arts in Economics. He speaks Spanish. Adrian has been leading the Regional Research and Development Center at the World Bank office in Santiago, Chile since July 2017.