Policy Notes

Global Findex Notes are four page research briefings with concise empirical findings and policy implications. Below is a complete list of Global Findex Notes produced using the data.

Findex Note 14/1: Measuring Ownership and Use of Accounts

Drawing on new data from the Global Financial Inclusion (Global Findex) database, this research note measures the extent of account ownership and explores how accounts are used. It concludes by outlining ways governments and the private sector can encourage adults to more actively use their accounts. Read note

Findex Note 14/2: Bringing the 2 Billion Unbanked into the Financial System

Drawing on new data from the 2014 Global Findex database, this research note profiles the unbanked and explains how governments and the private sector can help bring them into the financial system. Read note

Findex Note 14/3: Financial Inclusion in East Asia and the Pacific

Account ownership in East Asia and the Pacific increased rapidly, especially among the poor, and accounts are widely used for savings, according to Global Findex data. Read note

Findex Note 14/4: Financial Inclusion in Europe and Central Asia

Digital payments are widespread in Europe and Central Asia even as distrust in banks undermines account ownership, Global Findex data shows. Read note

Findex Note 14/5: Financial Inclusion in Latin America and the Caribbean

Account ownership in Latin America and the Caribbean is increasing, thanks in part to digital transfers of government social transfers, Global Findex data shows.  Read note

Findex Note 14/6: Financial Inclusion in the Middle East

Account ownership is largely stagnant in the Middle East, but Global Findex data reveals many opportunities to help adults join the formal financial system. Read note

Findex Note 14/7: Financial Inclusion in South Asia

The Global Findex shows that account ownership has increased in South Asia, although the region struggles with a large gender gap and many accounts are dormant. Read note

Findex Note 14/8: Financial Inclusion in Sub-Saharan Africa

In contrast to the developing world as a whole, mobile money drove Sub-Saharan Africa's account ownership increase between 2011 and 2014, according to the Global Findex. Read note

Findex Note 14/9: The Promise of Mobile Money to Increase Financial Inclusion

Although adoption of stand-alone mobile money accounts has been limited outside of Sub-Saharan Africa, Global Findex data shows that mobile money holds promise to increase financial inclusion. Read note


Accounts and Payments

Savings, Credit, and Risk Management

Housing Finance

  • Available in: English (PDF [489 KB])



Post Offices

Islamic Finance

Regional Notes:

Sub-Saharan Africa

Latin America and the Caribbean

Fragile and Conflict-Affected States

  • Available in: English (PDF [559 KB])


  • Available in: English (PDF [482 KB]) 

Europe and Central Asia