Improving access to finance is integral to India achieving sustained economic growth, inclusion, and elimination of poverty. The World Bank Group focuses on unlocking infrastructure finance, expanding housing finance, financing of MSMEs, broadening credit products, as well as supporting effective use of ICT through mainstreaming Fintech, e-platforms, and other innovations. Select investments by the IFC and the World Bank support the government in addressing the systemic issue of stressed bank balance sheets that constrains bank financing. In particular, the IFC is expanding its Distressed Asset Recovery Program launched in 2015 to target larger corporate entities. The World Bank Group also partners in efforts to bring the underbanked and unbanked population into the financial system.