Universal Health Coverage
HEALTH

Universal Health Coverage

Universal health coverage (UHC) means everyone can access quality health services without suffering financial hardship. It is the foundation for human capital and economic growth

UHC High‑Level Forum and National Health Compacts

At the UHC High‑Level Forum, governments launched National Health Compacts outlining reforms to expand affordable primary care and create jobs, with 15 countries already adopting compacts.
Learn More
https://www.worldbank.org/en/news/press-release/2025/12/06/national-health-compacts-reforms-expand-affordable-care-create-jobs-boost-economic-growth
col-xs-12
col-sm-12
col-md-4
col-lg-4

OUR APPROACH TO UNIVERSAL HEALTH COVERAGE

false
lp-heading-border-spacing-default
lp-heading-top-spacing-default
lp-heading-bottom-xlarge
col-xs-12
col-sm-12
col-md-8
col-lg-8
Context
context
context
horizontal
Context

Universal health coverage (UHC) aims to ensure that everyone, particularly the most vulnerable populations, has access to quality health services without experiencing financial hardship.

Despite decades of progress, coverage has stagnated since 2015. Approximately half of the world’s population—4.5 billion people—lacks essential health services, and 2 billion people face severe financial hardship due to healthcare spending. Fewer than one-third of countries have improved both service coverage and financial protection over the past two decades.

Child mortality rates for children under five have declined by 52% since 2000, thanks to life-saving interventions; however, progress is slowing. In 2023, 4.8 million children died before reaching age five, including 2.3 million newborns. Maternal deaths have fallen by 40% since 2000, but 260,000 women still died from pregnancy-related causes in 2023.

Aging populations and non-communicable diseases are expected to continue straining health systems. Additionally, climate change, pandemics, and conflict pose risks that could reverse progress. Achieving UHC requires closing gaps in access and financial protection, particularly for women, children, adolescents, and marginalized groups.

Long-term solutions to building resilient economies require the creation of quality jobs. The region's labor market faces the challenge of transforming itself in the face of the development of new technologies, in addition to other challenges such as low productivity, deficiencies in education, and gaps in workers' skills.

The World Bank works to strengthen the creation of quality jobs, especially for the most hard-to-reach groups, such as women and youth. According to recent data, the labor force participation rate for women in the region is 68%, compared to 93% for men.

For youth, one of the main challenges to accessing better jobs is linked to gaps in education and skills. According to the latest results of the Programme for International Student Assessment (PISA), implemented by the OECD – three out of four 15-year-olds do not reach basic level in mathematics and one out of two is below the expected average in reading. On average, 15-year-old students in the region are five years behind an average student in OECD countries. Recovery is complex but possible and should be addressed immediately.

Connectivity is critical to laying the foundation for a prosperous and resilient future. Currently, a lack of digital infrastructure means that around 17 million workers cannot access the benefits of the latest technologies to improve their job prospects and raise wages.

There is also an urgent need to improve countries' resilience to climate events that have already inflicted substantial economic and social losses.

Strategy
strategy
strategy
horizontal
Strategy

The World Bank’s UHC strategy aims to expand quality, affordable health services to 1.5 billion people by 2030.

Key actions include:

Reorienting health systems toward primary health care, emphasizing equity, person-centered care, and integrated services.
Strengthening service delivery and financing by building resilient systems that can withstand pandemics and climate shocks, while also expanding services to hard-to-reach communities. This involves upskilling the health workforce, investing in digital health information systems, and ensuring the availability of affordable medicines.
Expanding services to meet demographic and epidemiological transitions, including maternal and child health, nutrition, gender equity, non-communicable diseases, mental health, and long-term care.
Engaging finance and health ministries, as well as other sectors, by using data, policy dialogue, and innovative financing—such as universal health insurance schemes and results-based financing—to guide reforms.

Partnerships play a crucial role: the Global Financing Facility and the Pandemic Fund aim to raise funds to end preventable deaths. The World Bank collaborates with the Global Fund, Gavi, and WHOto streamline investments.

The International Finance Corporation mobilizes private investment to address underinvestment and the rising prevalence of non-communicable diseases. Cross-sectoral initiatives, such as the Human Capital Project, connect health with education, job opportunities, and social services.

Long-term solutions to building resilient economies require the creation of quality jobs. The region's labor market faces the challenge of transforming itself in the face of the development of new technologies, in addition to other challenges such as low productivity, deficiencies in education, and gaps in workers' skills.

The World Bank works to strengthen the creation of quality jobs, especially for the most hard-to-reach groups, such as women and youth. According to recent data, the labor force participation rate for women in the region is 68%, compared to 93% for men.

For youth, one of the main challenges to accessing better jobs is linked to gaps in education and skills. According to the latest results of the Programme for International Student Assessment (PISA), implemented by the OECD – three out of four 15-year-olds do not reach basic level in mathematics and one out of two is below the expected average in reading. On average, 15-year-old students in the region are five years behind an average student in OECD countries. Recovery is complex but possible and should be addressed immediately.

Connectivity is critical to laying the foundation for a prosperous and resilient future. Currently, a lack of digital infrastructure means that around 17 million workers cannot access the benefits of the latest technologies to improve their job prospects and raise wages.

There is also an urgent need to improve countries' resilience to climate events that have already inflicted substantial economic and social losses.

Strengthening Primary Care
strengthening primary care
strengthening primary care
Strengthening Primary Care
vertical

Primary care reforms that expand UHC

Universal health coverage depends on strong, trusted primary care that’s close to where people live. This work supports countries to upgrade frontline services, improve quality and staffing, strengthen supply chains and financing, and reduce out-of-pocket costs. The focus is practical, measurable reforms that expand access, protect households from financial hardship, and deliver better health outcomes.

Health Works: Improving lives with quality, affordable health services
https://www.worldbank.org/en/programs/health-works
A global initiative supporting country-led reforms that expand quality, affordable health services. Health Works strengthens primary care delivery, workforce capacity, health financing, and access to essential medicines, helping countries accelerate progress toward UHC at scale.
Program
mini-card, small-h-img
  • project
Accelerating Progress Toward UHC Project (Mali)
https://projects.worldbank.org/en/projects-operations/project-detail/P165534
Strengthens primary care by improving service quality, expanding rural access, and upgrading health facility infrastructure. The operation supports better delivery of essential services and reinforces a more equitable health system focused on quality care without financial hardship.
mini-card, small-h-img
Coordinating Partner Financing
coordinating partner financing
coordinating partner financing
Coordinating Partner Financing
vertical

Partner coordination to advance UHC

Delivering UHC requires more than financing, it needs alignment across governments and partners, plus sustained technical support for reforms. This work helps countries build stronger policy foundations, use evidence to guide investments, and coordinate externally financed programs so resources translate into real improvements in service delivery, quality, and financial protection for the people most at risk.

The Advance UHC Multi-Donor Trust Fund
https://www.worldbank.org/en/programs/multi-donor-trust-fund-for-integrating-externally-financed-health-programs
A long-term partnership supporting 13 countries across Southeast Asia and the Pacific with analytics, targeted technical assistance, and knowledge exchange, plus co-financing for health system strengthening. It helps unlock reforms that expand equitable access to essential services and improve financial protection on the path to UHC.
MULTI-DONOR TRUST FUND
mini-card, small-h-img
Health System Transformation & Resilience Fund (HSTRF)
https://www.worldbank.org/en/topic/health/brief/health-system-transformation-resilience-fund
The HSTRF brings donor resources for health system transformation and resilience under a single framework, reducing fragmentation among donors, streamlining trust-funded activities with national strategies.
MULTI-DONOR TRUST FUND
mini-card, small-h-img

RESULTS & IMPACT ON UNIVERSAL HEALTH COVERAGE

false
lp-heading-top-large
lp-heading-bottom-xlarge

375M reached

Countries and partners have already helped reach 375 million people with quality, affordable health services, with work underway across roughly 45 countries to scale proven primary care approaches.
lp-heading-bottom-large

6M more reached in Argentina

In Argentina, the long-running Plan Nacer and SUMAR programs helped expand effective health coverage to 6 million people by mid-2022, using incentives and a prioritized benefit package to reach previously uninsured and vulnerable populations.
lp-heading-bottom-large

$1 invested yields up to $16

Each $1 invested in stronger primary health care can yield up to $16 in economic benefits, supporting healthier workforces and productivity gains while tackling chronic disease risks.
lp-heading-bottom-large
Health Scorecard: People receiving quality health services
https://scorecard.worldbank.org/en/data/result-details/CSC_RES_HEA_SERV?orgCode=ALL&refareatype=REGION&refareacode=ACW&age=_T&disability=_T&sex=_T
default alt
World Bank Group health indicators help track outcomes and measure success.
Scorecard
mini-card
  • results
Transforming Health: The World Bank's Shift from Crisis Response to Building Health System Resilience in Latin America and the Caribbean
https://www.worldbank.org/en/results/2024/11/01/-transforming-health-the-world-bank-s-shift-from-crisis-response-to-building-health-system-resilience-in-latin-america-a
default alt
mini-card
  • results
Stronger Primary Health Care Can Boost Growth and Create Jobs across East Asia and Pacific
https://www.worldbank.org/en/news/press-release/2026/01/21/stronger-primary-health-care-can-boost-growth-and-create-jobs-across-east-asia-and-pacific
default alt
mini-card

RESEARCH & PUBLICATIONS

More Research & Publications
https://openknowledge.worldbank.org/search?query=universal%20health%20coverage
default
REPORT
Tracking Universal Health Coverage (UHC): 2025 Global Monitoring Report
Tracking Universal Health Coverage (UHC): 2025 Global Monitoring Report
Globally, more people receive the essential health care they need and a smaller share of the population experienced health-related financial hardship compared to two decades ago. However, progress has slowed during the last decade and billions will still lack access to care and face health-cost-related financial hardship by 2030.
https://www.worldbank.org/en/topic/universalhealthcoverage/publication/2025-global-monitoring-report-gmr
Read Report
https://www.worldbank.org/en/topic/universalhealthcoverage/publication/2025-global-monitoring-report-gmr
DISCUSSION PAPER
Progress Toward 1.5 Billion Health Care Goal Advances as Countries Adopt National Health
Investing in Health: Pathways for a Fiscal Pivot
How low- and lower middle-income countries (LLMICs) can expand government health spending to accelerate progress toward Universal Health Coverage.
https://openknowledge.worldbank.org/entities/publication/cf1f5885-24c6-4863-ae54-7a61851d57a4
Read Paper
https://openknowledge.worldbank.org/entities/publication/cf1f5885-24c6-4863-ae54-7a61851d57a4

MORE ON UNIVERSAL HEALTH COVERAGE

false
  • feature story
Global Knowledge and Local Wisdom: World Bank Group Academy launches Health Flagship Course in the Pacific
https://www.worldbank.org/en/news/feature/2025/05/06/global-knowledge-local-wisdom-wbg-academy-pacific-health-flagship-course
Default alt
See all Feature Stories
https://www.worldbank.org/en/topic/universalhealthcoverage/news
  • blog
What countries can learn from Korea’s universal health coverage journey
https://blogs.worldbank.org/en/health/what-countries-can-learn-from-korea-s-universal-health-coverage-
Default alt
See all Blogs
https://blogs.worldbank.org/en/health
  • brief
UHC Knowledge Hub: Supporting Sustainable Financing for Universal Health Coverage
https://www.worldbank.org/en/programs/health-works/brief/uhc-knowledge-hub
Default alt
See all News
https://www.worldbank.org/en/news/all?lang_exact=English&qterm=%22universal%20health%20coverage%22&srt=lnchdt

OUR PARTNERS IN UNIVERSAL HEALTH COVERAGE

false
lp-heading-bottom-xxlarge

Health

Investing in a skilled, healthy workforce, infrastructure, and technology are crucial for economic growth, job creation, and security.

Learn More