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Medical Benefits Plan (MBP) Premium Structure

 

This page covers the following information:

  • Premium for Active MBP (AMBP)—Effective January 1, 2017
  • Premium for Continuation MBP (CMBP)—Effective January 1, 2017
  • Premium for Members on Retiree MBP (RMBP)—Effective July 1, 2017
  • Historical Premium for members on AMBP and CMBP

ImagePremium for Active MBP (AMBP)—Effective January 1, 2017

The World Bank Group contributes 75 percent toward the Medical Benefits Plan (MBP) and the staff member contributes 25 percent. The actual contribution varies based on the enrollment plan. Active staff contributions to the MBP are deducted from payroll and are based on net salary. To calculate the monthly contribution, the staff member multiplies the net salary by the percentage shown under staff share below:

Contribution as a percentage of monthly salary

Active MBP Plan Options

Staff Share

Option A: Staff member only

0.93%

Option B: Staff member + one eligible family member

1.55%

Option C: Staff member + two, three, or four eligible family members

2.07%

Option D: Staff member + five or moreeligible family members

2.38%

Note:

Premium rates indicated above are subject to change.

ImagePremium for Continuation MBP (CMBP)—Effective January 1, 2017

Members enrolled in CMBP are required to pay the full, unsubsidized premium cost of the selected plan. The premium amount that is required for CMBP is a minimum of 12 months in advance. Maximum coverage period under the CMBP is three years.

Contribution as a percentage of monthly salary

CMBP Plan Options

Staff Share

Bank Share

Full Cost

Option A: Staff member only

0.93%

2.79%

3.72%

Option B: Staff member + one eligible family member

1.55%

4.65%

6.2%

Option C: Staff member + two, three, or four eligible family members

2.07%

6.21%

8.28%

Option D: Staff member + five or moreeligible family members

2.38%

7.14%

9.52%


Exception:
 Staff on external service with or without pay (ESWOP) and leave without pay (LWOP) for less than 31 days are required to pay only staff share for the option elected. Refer to the premium rates for active staff above for information on staff share.

Staff on approved LWOP for more than 31 days are required to pay the full premium for the entire LWOP period or for a minimum of 12 months in advance. Staff on LWOP must indicate on Form 2045 whether they wish to participate in or suspend MBP coverage during the LWOP period. If the staff member elects to participate, s/he is required to pay the full premium for the entire LWOP or for a minimum of 12 months before going on LWOP. If the staff member does not elect to suspend his/her MBP coverage before going on LWOP, an account receivable will be set up to recover the premium due.

Note:

Premium rates indicated above are subject to change. Contact HR Operations for queries and assistance.

ImagePremium for Members on Retiree MBP (RMBP)—Effective July 1, 2017

Refer to the RMBP Contribution Schedule to view the premium for members on RMBP. The first year's contribution cost for a member on RMBP depends on:

  • the number of years the staff member is in pensionable service.
  • the RMBP option elected.
  • age on retirement.

The following years' premium is subject to the pension index at the duty country or consumer price index (CPI). There is no maximum period to be covered under RMBP. The staff member will be covered under the RMBP if s/he:

  • is eligible for coverage under the RMBP.
  • is enrolled in the RMBP.
  • pays for the premium before the expiration date of the coverage.

Note:

Premium rates indicated above are subject to change. Contact HR Operations for queries and assistance.

Note:

In case of conflict between this guidance and the applicable staff rule, the staff rule prevails.