When short-term consultants (STCs) and short-term temporaries (STTs) undertake authorized official World Bank Group mission travel, they are insured under the World Bank Group Accidental Death Insurance program subject to exclusions:
Since the Bank Group does not provide accident insurance benefits (other than above), STCs and STTs should review their personal insurance coverage and ensure adequate medical, life, and accident coverage is maintained, depending on their own personal and financial situation.
As part of the Bank-paid Accident policy, there is a limited medical expense reimbursement plan that may apply if the STC or STT has a medical emergency while on operational travel that is not otherwise covered under the separate World Bank Group Workers Compensation program.
STCs and STTs who are injured or become ill while on operational travel for the World Bank should first contact the Broadspire Services, Inc. about potential Workers Compensation coverage.
If the medical event does not qualify for Workers Compensation, the limited Medical Expense Benefit may apply, and the STC/STT should contact firstname.lastname@example.org to obtain the claim instructions and form.
Please review the coverage and limits: Medical Expense Benefits.
The Medical Insurance Options for STC/STTs page may be used by STC/STTs to find a medical insurance option appropriate to their needs.
Designation of Beneficiaries
Without a beneficiary designation, the spouse or partner is paid automatically by the insurance company for an approved accidental death claim.
Note: If there is no spouse/partner and no designation, the insurer will pay the Estate.