The revised Credit Reporting Knowledge Guide aims to support the dissemination of knowledge on best practices in credit reporting development based on the experience of the International Finance Corporation (IFC).
The original Credit Bureau Knowledge Guide (2006) elaborated on the knowledge gained over several years of running the Global Credit Reporting Program and provided a variety of stakeholders, primarily in emerging markets, with a comprehensive information resource to help them develop their own credit reporting systems.
This second edition updates that information, and covers changes in credit reporting services over the past six years. Among the new developments discussed are the first universal set of standards for credit reporting, credit reporting for micro, small, and medium enterprises, and the role credit reporting is playing in the evolving global responsible lending landscape. Supplementing the theoretical discussions is a set of case studies highlighting various aspects of developing credit reporting systems.
The intended audience for this Guide is IFCs client counterparts in emerging markets, which includes, but is not limited to, government authorities, regulators and overseers, supervisors, financial and nonbank financial institutions, other creditors, credit reporting service providers, banking and microfinance institution (MFI) associations, and consumer organizations.