The International Finance Corporation (IFC); a member of the World Bank Group; promotes sustainable private sector investment in developing countries to reduce poverty and improve people’s lives. Through its advisory services and donor-funded programs; IFC fosters financial and social inclusion by creating enabling environments where financial stability; access to finance; and risk management support private sector investment; capital market development; and equitable growth.The DFS Project in Europe aims to promote financial inclusion and deepen financial markets in the Western Balkans and Eastern Europe by supporting digital banking; fintech; and embedded finance (EmFi). The project addresses systemic gaps through legal reforms; infrastructure development; and ecosystem strengthening.Objective of the Assignment IFC seeks to engage a qualified vendor to support a key strategic workstreams under the DFS project; with a strong emphasis on enabling private sector financial institutions; especially smaller banks and similar financial service providers; to become indirect participants in the SEPA scheme.The target countries for this initiative include Moldova; Ukraine; Bosnia and Herzegovina; Albania; Kosovo and Serbia.Note: The objective of this assignment is not to implement SEPA itself; but to support financial institutions and non-bank financial institutions in joining and actively participating in the SEPA ecosystem. Furthermore the assignment is consultative in nature and does not require an infrastructure/IT implementation role