Access to financial services is vital to global development, because having an account makes it easier to invest in health and education or in a business. Accounts also help families manage economic emergencies that can push them into poverty. As of 2021, 71% of adults in developing countries have an account with the financial institution or mobile money provider. This is an increase of more than 50% from a decade ago. Digital financial services and particularly mobile money drive inclusion. Learn more about the Global Findex 2021 database.