Book and cover design: Joyce Petruzzelli, Graphic Design Unit, The World Bank Group

Chart design: Jennifer Sterling, Spot Color Inc.

Typography: Debra Malovany, Graphic Design Unit, The World Bank Group

Editorial: Lesley Anne Simmons, Office of the Publisher, The World Bank Group

Editorial assistance: Carolyn Knapp and John McCain, Office of the Publisher, The World Bank Group

Production: Stephanie Gerard, Office of the Publisher, The World Bank Group

World Wide Web design: Christopher Chapman, C.M. Grafik

ISSN: 0252-2942