Photo credits: Jonathan Miller; Michele Iannacci/World Bank;
Curt Carnemark/World Bank; Jerri Dell; Edwin Huffman/World Bank;
Jan Pakulski/World Bank; W. Graeme Donovan;
Rebeca Robboy

Graphic Design Unit, The World Bank Group:

Book and cover design: Joyce Petruzzelli,

Chart design: Jennifer Sterling,

Typography: Debra Malovany and Christopher Chapman

Office of the Publisher, The World Bank Group:

Editorial: Lesley Anne Simmons

Editorial assistance: Marketa Jonasova and LaVerne Campbell

Production: Stephanie Gerard

World Wide Web design: Sherry Holmberg

HTML assistance: Donna McGreevy

ISSN: 0252-2942