F&D: FINANCE & Development's print editions are published quarterly in English, Arabic, Chinese, French, German, Portuguese, and Spanish--and its World Wide Web edition is published quarterly in English--by the International Monetary Fund and the International Bank for Reconstruction and Development, Washington, DC 20431, USA.

Opinions expressed in articles and other materials are those of the authors; they do not necessarily reflect IMF or World Bank policy.

Finance & Development
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Washington, DC 20431
Telephone: (202) 623-8300
Fax Number: (202) 623-4738
E-mail: jlavin@imf.org
English edition ISSN 0015-1947

Claire Liuksila
EDITOR-IN-CHIEF

Asimina Caminis
SENIOR EDITOR

Paul Gleason
ASSISTANT EDITOR

Luisa Macdonald
ART EDITOR

June Lavin
SENIOR EDITORIAL ASSISTANT

Jessie Hamilton
ADMINISTRATIVE ASSISTANT

ADVISORS TO THE EDITOR

Adrienne Cheasty
William Easterly
Emmanuel Jimenez
Naheed Kirmani
Anne McGuirk
Gobind Nankani
Lant Pritchett
Peter J. Quirk
Orlando Roncesvalles
Garry Schinasi
Marcelo Selowsky

For information on advertising in the Web and/or print editions of Finance and Development, please contact:
Paul Gleason
Advertising Manager
Telephone: (202) 623-7081; Fax: (202) 623-4738
Internet e-mail: pgleason@imf.org

New readers who wish to receive Finance & Development regularly should apply in writing to Subscription Services, Finance & Development, International Monetary Fund, Washington, DC 20431, USA, specifying the language edition and briefly stating the reasons for their request. The contents of Finance & Development are indexed in Business Periodicals Index, Public Affairs Information Service (PAIS), Bibliographie Internationale des Sciences Sociales, and many other print and online publications. An annual index of articles and reviews is carried in the December issue.

Credits for June 1997 issue: Art on cover/home page, contents page, and abstract pages of articles by Bhattacharya, Montiel, and Sharma; Pill and Pradhan; Gray; and Swaroop: Mark Robinson. Art in Readers' Comments section: Massoud Etemadi. Photograph on abstract page of article by Barnes, van der Plas, and Floor: World Bank. Photograph on abstract page of article by Ito: Denio Zara. Photograph on abstract page of article by Mühleisen: Padraic Hughes.
This issue was put on the World Wide Web by Martín Fernández, Burtonsville, Maryland. Technical advisors were Carlos Rossel and Murali Raju of the World Bank.

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