F&D: FINANCE & Development is published quarterly in English, Arabic, Chinese, French, German, Portuguese, and Spanish by the International Monetary Fund and the International Bank for Reconstruction and Development, Washington, DC 20431, USA.

Opinions expressed in articles and other materials are those of the authors; they do not necessarily reflect IMF or World Bank policy.

Finance & Development
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English edition ISSN 0015-1947

Claire Liuksila
EDITOR-IN-CHIEF

Asimina Caminis
SENIOR EDITOR

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Luisa Macdonald
ART EDITOR

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ADVISORS TO THE EDITOR

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Lant Pritchett
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Orlando Roncesvalles
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Marcelo Selowsky

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New readers who wish to receive Finance & Development regularly should apply in writing to Subscription Services, Finance & Development, International Monetary Fund, Washington, DC 20431, USA, specifying the language edition and briefly stating the reasons for their request. The contents of Finance & Development are indexed in Business Periodicals Index, Public Affairs Information Service (PAIS), and Bibliographie Internationale des Sciences Sociales. An annual index of articles and reviews is carried in the December issue.

Credits for March 1997 issue: Art on cover/home page and on abstract pages of articles by Ul Haque, Mathieson, and Sharma; Quirk; Ul Haque, Mathieson, and Mark; and Fleming, Chu, and Bakker: Mark Robinson. Art on abstract page of article by Miller, Glen, Jaspersen, and Karmokolias; and opening page of Readers' Comments section: Massoud Etemadi. Photo on abstract page of article by Fischer: Denio Zara. Art on abstract pages of articles by Clements, Gupta, and Schiff; and Stotsky: Luisa Macdonald. Photo on abstract page of article by Haarmeyer and Mody: World Bank.
VSG LOGO This issue was put on the World Wide Web by Visual Solutions Group, Vienna, Virginia. Technical advisors were Carlos Rossel and Murali Raju of the World Bank.

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